Virtual assistants sit closer to client operations than most freelancers — managing inboxes, calendars, payments, and credentials. That access is the exposure: an administrative error or a compromised credential can cause a client real loss even when the VA's own systems were never at fault.
Educational guide, last reviewed July 30, 2026. Not insurance advice. See the GigCoverCalc methodology for how benchmark ranges are compiled, and consult a licensed insurance professional before making coverage decisions.