Design work creates two distinct exposures: disputes over the work itself (a rebrand that allegedly infringed a trademark, a site launch that slipped) and the ordinary liabilities of running a business with client meetings and expensive equipment. Here is how designers commonly think about both.
Educational guide, last reviewed July 30, 2026. Not insurance advice. See the GigCoverCalc methodology for how benchmark ranges are compiled, and consult a licensed insurance professional before making coverage decisions.